Sadhana Sahakari Bank Ltd. Nagpur
Loan Interest Rates
Revised Rate of Interest Applicable From 01.01.2026
| Loan Type | Category | Interest Rate |
|---|---|---|
| Cash Credit Limit | i) Collateral 20% - 30% (Up to ₹10 Lacs) | 13% - 14% |
| ii) 100% Collateral (Below ₹50 Lacs) | 11% - 12% | |
| iii) ₹50 Lacs to Below ₹1 Crore | 10.50% - 12% | |
| iv) ₹1 Crore & Above | 10% - 11% | |
| Cash Credit Limit - SSI | i) With Mortgage | 11% |
| ii) Without Mortgage | 12% | |
| Personal Loan | i) Clean | 18% |
| ii) Salary Deduction | 16% | |
| iii) Secured Personal Loan | 12% | |
| Vehicle Loan | i) Two Wheeler | 9.50% |
| ii) Four Wheeler | 9% | |
| iii) Old Four Wheeler | 13% | |
| iv) Commercial | 11% | |
| Term Loan | i) With Mortgage | 11% |
| ii) Without Mortgage | 13% | |
| Loan Against FDR | i) Own Deposit | 1% over Deposit |
| ii) Third Party | 2% over Deposit | |
| Housing Loan | i) General | 9% - 11% |
| ii) Women | 9% - 11% | |
| iii) Repairs / Renovation | 12.50% | |
| Gold Loan | i) Term Loan | 9% |
| ii) Overdraft | 9.50% | |
| Education Loan | i) General | 11% |
| ii) Women | 11% | |
| Solar Loan | i) Fully Secured | 10% |
| ii) Unsecured (20% FDR) | 11% |